Apply for a car loan with ease
19 January 2009
If you want to purchase a brand new car, a personal loan may be able to help you get the car sooner. When applying for a car loan or a personal loan, it is important to do your research. Things to consider include:
- Types of personal loans - unsecured personal loans or secured personal loans. Secured personal loans are usually used for car loans, using the car as collateral.
- Length of loan period.
- Interest rates.
- Fees - monthly fees, establishment fees, redraw fees, and exit fees.
- Repayments - method and frequency. Estimate your repayments with our car loan calculator.
- Documentation - this typically includes income details, outgoings and identity documents.
Once you have everything, you will be ready to apply for a personal loan.
Aussie offers car loans and personal loans and the features of these loans include:
- Borrowing amounts start at $3000 and the maximum borrowing amount depends on the purpose of the personal loan and your personal circumstances.
- Fixed interest rates currently starting from 12.99%p.a for personal loans and from 10.74%p.a for car loans.
- Personal loan terms for 1 - 5 years. Terms up to 7 years are available, depending on your circumstances.
- A competitive establishment fee.
- A low administration fee.
- Repayment options are fixed and you can choose from weekly, fortnightly or monthly repayments.
Aussie personal loan applications take roughly 20 minutes to complete. If you apply online for Aussie car loans or Aussie personal loans, you can have a response in as little as 60 seconds.
Compare personal loans and the best car loans.
Best Personal Loans
GE Money Debt Consolidation Loan
GE Debt Consolidation Loans.
Juggling multiple repayments from credit cards, store cards and personal loans can be a hassle. But there is a simple solution - it's called the GE Money Debt Consolidation Loan.
One loan.
A GE Money Debt Consolidation Loan lets you roll all your existing debts into a single easy-to-manage loan*, with a fixed interest rate and a fixed loan term.
One repayment.
With a GE Money Debt Consolidation Loan, you make just one repayment a month. The repayment amount is fixed for the life of the loan, making budgeting easy. And by setting a loan term that suits your budget, you may even be able to reduce your monthly repayments^, so you stay in control.
One click.
Applying for a GE Money Debt Consolidation Loan is easy. Simply click here and fill in an online application or we can take your application over the phone and will even assist you in paying out your existing debts. What could be easier?
Disclaimer:
*Approved customers only. All applications are subject to normal credit and approval criteria. Conditions, fees and charges apply. ^Please note that a longer loan term will incur additional interest charges. Credit provided by GE Personal Finance Pty Ltd ABN 54 008 443 810, trading as GE Money.
Featured Lender
GE Money Debt Consolidation Loan
A GE Money Debt Consolidation Loan lets you roll your debts into a single easy-to-manage loan*. With a fixed loan term and one simple fixed monthly repayment,
it's easy to stay in control of your finances
*Approved applicants only.
GE Money Debt Consolidation Loan
Applying is simple - click here today.
Get an Instant Car Loan Quote
Get a quote within 30 seconds!
Details include:
- lender details
- interest rates
- set up fees
- repayment amounts (weekly and monthly)
