Which personal loan lender to choose?
Monday August 11, 2008
When deciding on a personal loan lender, our top 5 list offers a choice of lenders to suit many needs. The one you need will depend on many factors, but this overview of what each of the personal loan lenders can provide may be helpful.
St. George Personal Loan
You have the option of a St. George Secured Personal Loan and a St. George Unsecured Personal loan when taking out a St. George personal loan. Features include a fast application process, a wide range of borrowing amounts from between $3,000 and $80,000, as well as the choice of a fixed or variable rate. Repayment terms of 1 to 7 years are available, allowing you to plan for an eay repayment structure using a St. George personal loan.
Suncorp Personal Loan
If you would like a Suncorp personal loan, you can benefit from loan terms from between 1 to 7 years, a fixed interest rate for the entire loan term, no ongoing fees, and loan amounts of between $5,000 and $80,000. With just an establishment fee rather than added ongoing fees, and no charge for making extra repayments (unless you repay the entirety of your loan within 12 months of settlement) you may be able to save using a Suncorp personal loan.
Citibank Personal Loan
Using a Citibank personal loan, you may be able to get money much faster than with other personal loan lenders. With a response in 1 minute after application and the possibility of gaining access to the money you need within 48 hours, Citibank have specialised in being able to provide a very fast personal loan. You can also redraw from your loan if you end up needing excess funds you have added to your Citibank personal loan, but the amount you redraw must be above $500. In terms of loan amounts, a Citibank personal loan could allow you to borrow between $4,000 and $75,000. This can be for a period of between 1 and 5 years, with payments made monthly.
ANZ Personal Loan
An ANZ Personal Loan can allow you to borrow over $5,000 for 1 to 7 years. Loan approval can happen within 24 hours, and repayments are flexible. You can pay weekly, fortnightly or monthly via such methods as direct debit. You also have the choice of a variable interest rate or a fixed interest rate when you apply for an ANZ personal loan.
If you are interested in applying for a personal loan with one of these lenders, please click on the links we provide on our home page or in our comparison page where you can apply online for a personal loan.
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