Are you being realistic about that personal loan?

Personal loan interest will cost you more the longer you have the loan for, but is it always a good idea to choose the shortest possible loan term you can afford?

Renovate your home with a personal loan

Personal loan finance used to renovate your property can be a great investment for the future as well as your present comfort.

Kick off a new hobby with a personal loan

Some hobbies cost a lot to get into compared to others, but a personal loan can help you get the equipment you need to start.

Use a personal loan to update your vital technology

Have you had your computer for more than a couple of years? Has the fan noise during start up gone from a slightly worrying buzz to the sound of a hundred angry beehives? You may want to consider updating your PC or laptop, and financing it with a personal loan.

Personal Finance

Q I have a debt of $6000 owing on a credit card and no cash reserve. I am considering organising a personal loan of $10,000 to pay out this debt. The $4000 balance will be used as a cash reserve and to finish improvements to my investment unit. I am interested in your thoughts on this strategy to pay off the credit card debt.

Personal Debt Bucks Loan Slump

CONSUMERS took on more personal debt in February, bucking a slowing trend in commercial and housing loan approvals, figures published yesterday show.

Secure your loan with the asset you're buying

Car loans are one of the most common forms of personal loan, and they have the extra advantage of providing an asset to secure the loan with.

Consolidate your personal loan debts

Personal loan debt can be made simpler by reducing the number of debtors you have.