Personal Loans - Banks & Credit Unions - Citibank Personal Loans

About Citibank Australia's Personal Loans

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Citibank Australia, one of the leading international banking agencies in the world today, extended its outstanding services and financial solutions in Australia in 1985. Since then, Citibank has been committed to helping Australians achieve their goals through various financial solutions that address their needs.

Personal Loans remain to be one of the most popular and in-demand financial solutions offered by Citibank today. Personal Loans continue to be essential financial solutions for most clients at present, which is why Citibank is committed to addressing the needs of various client groups through their outstanding personal loans.

Citibank Australia has categorized their personal loans according to the different needs of their clients: Debt Consolidation, which help clients manage their expenses by reducing the amount of interest they are paying; Car Loan, which gives clients the opportunity to buy a new or used car; Education Loan, which helps parents prepare for future education or finance private education of their children; Project Loan, which helps clients finance various events or projects; and Access Extra Cash, which ensures that clients never have to worry about emergency expenses.

Citibank Australia requires personal loan applicants to be at least 18 years old, and earning a minimum of $30,000. All types of personal loans offered by Citibank Australia are unsecured personal loans with fixed installment, competitive interest rates, and flexible loan terms. The fixed annual interest rates for personal loans start at 11.24% for applicants who are able to meet Citibank Australia's credit criteria.

Citibank Australia offers loan amounts starting from $4,000 up to $75,000. Borrowers can also choose loan terms from 1 year up to 5 years. Fees and charges that apply are as follows: monthly fee of $7, establishment fee of $150, late payment fee of $20 for every seven days, redraw fee of $10, and early termination fee with a maximum of $200 if loan is paid out three months earlier than the loan term.