About Bendigo Bank's Secured Personal Loans
Bendigo Bank, a community-oriented banking agency in Australia, continues to provide its clients with outstanding wealth management products and only the best banking services for its clients. As such, Bendigo Bank remains to be one of the most notable financial agencies in the country today. One of Bendigo Bankís most popular financial solutions today is the Bendigo Bank Secured Personal Loan.
Bendigo Bank gives its clients the opportunity to finance their emergency expenses or planned expenses through affordable secured personal loans. Bendigo Bank's secured personal loan features competitive fixed interest rates and flexible loan terms for their clients.
Since a secure personal loan requires a collateral or guarantee from borrowers, Bendigo Bank requires its clients to present any of the following guarantees: any registered vehicle (whose value exceeds or is equal to the loan amount), an STL Investment Common Fund or a Bendigo Bank Term Deposit, or a residential property (Home Loan establishment fees apply).
The Bendigo Bank offers a loan term of one to five years, and a fixed interest rate of 10.50% per annum throughout the loan term for its Secured Personal Loan. The calculations are done on a daily basis, and clients are charged monthly for the principal and interest. Bendigo Bank Secured Loan has a minimum amount of $2000, and clients have the option of making weekly, fortnightly, or monthly payments.
The required fees for Bendigo Bankís Secured Personal Loans are as follows: statutory fees and charges, an Application Fee of $150, Legal Fee of $100, Security Registration Fee (rate varies according to state), Redraw Fee of $25, and Monthly Service Fee of $5. However, clients are given the chance to save on their Secured Personal Loan transactions through the additional transaction account rebates offered by Bendigo Bank. Clients will receive a rebate of $1.75 on all their eligible transaction accounts. For more information and the full list of fees and transaction account rebates of Bendigo Bank, clients can refer to the personal loans section of the bank's official website.
Best Personal Loans
GE Money Debt Consolidation Loan
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Disclaimer:
*Approved customers only. All applications are subject to normal credit and approval criteria. Conditions, fees and charges apply. ^Please note that a longer loan term will incur additional interest charges. Credit provided by GE Personal Finance Pty Ltd ABN 54 008 443 810, trading as GE Money.
Featured Lender
GE Money Debt Consolidation Loan
A GE Money Debt Consolidation Loan lets you roll your debts into a single easy-to-manage loan*. With a fixed loan term and one simple fixed monthly repayment,
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*Approved applicants only.
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